Don't let anybody disturb your peace of mind.
No one is fully protected from bad individuals and thieves, especially when it comes to your property. The good news is that with home insurance you can feel more secure.
Why is our home insurance the right choice?
Enjoy peace of mind with €0 deductible protection.
If your property is affected by theft, vandalism, or other deliberate actions by third parties, you won’t have to pay any deductible – it’s completely covered.
This special benefit is available when you insure your home, a secondary residence, a rental property, or your household contents – or both together.
Your €0 deductible covers:
- theft from your home or apartment,
- theft from garages, sheds, and storage units,
- property damage caused during a burglary,
- theft from a fenced yard of a permanently inhabited home,
- theft from your car anywhere in Europe,
- theft from hotels while traveling in Europe,
- street robbery,
- theft of bicycles, strollers, and wheelchairs,
- theft of building parts,
- damage to building parts due to vandalism.
Additional information and terms
The offer is valid from October 1, 2025, until March 31, 2026 (inclusive) for both new and existing ERGO customers (individuals) who conclude an annual home insurance contract.
The special conditions of the offer apply for one year from the date the insurance contract is concluded and are valid if specified in the insurance policy.
We want to make things as easy as possible for you – that’s why you can report a claim digitally through our self-service portal at mano.ergo.lt.